Why Golden Valley Mortgage.
Our Loan Programs
At Golden Valley Mortgage, we offer a diverse range of mortgage loan programs to suit various needs and preferences. Our programs include:
1. Fixed-Rate Mortgages: Enjoy stable monthly payments with a fixed interest rate throughout the life of your loan.
2. Adjustable-Rate Mortgages (ARMs): Benefit from lower initial interest rates that adjust periodically based on market conditions.
3. FHA Loans: Backed by the Federal Housing Administration, these loans offer flexible qualification criteria and lower down payment options.
4. VA Loans: Exclusive to veterans and eligible service members, VA loans provide competitive rates and often require no down payment.
5. USDA Loans: Ideal for rural homebuyers, USDA loans offer low to no down payment options and favorable terms.
6. Jumbo Loans: For high-value properties, our jumbo loans provide financing beyond the limits of conventional loans.
7. First-Time Homebuyer Programs: Designed to assist those buying their first home, these programs often offer reduced down payments and competitive rates.
8. Refinance Programs: Whether it’s to lower your monthly payments or tap into your home’s equity, our refinance options are tailored to your goals.
9. Investment Property Loans: If you’re interested in real estate investment, our loan programs can help you finance rental properties.
10. Renovation Loans: Finance both your home purchase and renovation costs in a single loan, making it easier to turn a fixer-upper into your dream home.